For independent healthcare professionals
Track shifts and income. Capture receipts and mileage. Keep credentials organized and compare W-2, 1099, or mixed income before your next move.
No card for the Free plan. Built by a CRNA.
Earned, paid, and yours to spend are different numbers.
CRNAs · Nurse practitioners · Physician assistants · Physicians
01 / Inside 1099 Ops
From the hours you work to the records you hand over. Choose the tools that fit your practice.
Compare features by planKeep each facility’s rates, call pay, and differentials with your shifts. Clock in and out, including overnight work, or import shifts from Google Calendar.
Unlimited shifts on Free. Clock in/out on Pro; assisted import limits vary by plan.
Follow earnings across facilities, create invoices, and mark payments as they arrive. Review outstanding invoices and use income projections to plan beyond the next shift.
Basic income tracking on Free. 12-month income projections on Pro and higher plans.
Capture receipts for review and keep business-trip records with your expenses. Default mileage estimates use the trip date, with an option to set your own rate.
3 one-time scans on Free · 50 per 30 days on Pro · Unlimited on Pro+.
Compare work schedules, rates, estimated taxes, and take-home pay. Explore 28 tax-planning strategies, including S-Corp and retirement scenarios, before discussing the details with your CPA.
1 income scenario on Free. Unlimited scenarios and tax planning on Pro.
Track licenses, certifications, and renewal dates with expiry reminders. Store contracts, insurance documents, and tax forms where you can find them for your next assignment.
Credential and document vaults included with Pro and higher plans.
Compare your rate with reference benchmarks and spot dates without recorded shifts. Weekly insights and monthly reconciliation help you review the work and the records together.
Available with Pro+ and Enterprise.
1099OPS Agent
Send a receipt, review a shift exception, or check a digest by text. Choose how often you hear from the agent; sensitive actions take you into the app for review.
Send a receipt photo for an expense review item.
Reply to supported prompts about hours or mileage.
Set your message preferences with a verified phone number.
02 / Before you say yes
Try a W-2, 1099, or mixed schedule. Adjust the inputs and see how gross earnings and estimated federal taxes change.
Working estimate / 2026
Compare annual W-2 and contract income after a limited federal tax baseline. Married filing jointly, one earner, no other household income.
Excludes QBI, credits, AMT, state and local taxes, retirement and benefits. This preview does not calculate your tax bill or required quarterly payments.
Remaining before other costs and adjustments
$130,220
Gross income minus the expenses and federal baseline above. Your spendable cash will also depend on benefits, savings, other taxes and your personal tax situation.
| Annual amount | A | B | C |
|---|---|---|---|
| Gross income | $160,000 | $180,000 | $200,000 |
| Cash expenses | $0 | $10,000 | $20,000 |
| Federal baseline | $29,780 | $37,178 | $44,576 |
| Remaining before other costs | $130,220 | $132,822 | $135,424 |
This standalone preview assumes a joint return with one working spouse, both spouses under 65 and not blind, no dependents or other income, and ordinary sole-proprietor income. W-2 wages belong to the same person as the business income and are assumed fully subject to income, Social Security and Medicare tax before the annual caps. No pretax payroll deductions are modeled.
Business expenses reduce both cash and taxable profit here, so enter only costs that meet both conditions. No deduction is automatically added for mileage, a home office, health insurance, an HSA, retirement or qualified business income (QBI).
Federal income tax uses the 2026 married-filing-jointly brackets, a $32,200 standard deduction and half of ordinary self-employment tax. Social Security shares a $184,500 annual cap across this person’s W-2 wages and 92.35% of business profit. Medicare is uncapped; Additional Medicare applies at 0.9% above $250,000 of combined Medicare wages and self-employment earnings. Ordinary SE tax starts when adjusted self-employment earnings reach $400.
The baseline excludes tax credits, QBI, itemized and other deductions, alternative minimum tax, state and local taxes, retirement, benefits and S-Corp treatment. Withholding, prior payments and safe-harbor rules are not modeled. Dollar displays are rounded; the calculation uses unrounded amounts. Use your full circumstances with a qualified tax professional for a filing or payment decision.
Rules checked October 13, 2026.
03 / A little less loose paper
Keep the evidence behind your numbers, so the conversation with your CPA starts with your records.
Explore 28 strategies with tax-code references. Federal planning and supported state estimates help frame the questions to take to your tax professional. State coverage is limited; multi-state allocation is not included.
Export income, deduction, payment, and mileage records. Pro+ reports come to you for review and sharing with your CPA.
Account details, work records, tax-planning inputs, and uploaded documents are stored in the cloud to provide the service. Some preferences and drafts also use browser storage.
Read the privacy policyYour first shift
Start with the work you know. No card, bank connection or calendar import needed.
Enter the pay rules you use at that worksite.
Check its date, hours and rate against your own record.
Open Home to see your recorded shift pay. During a timed shift, the live estimate advances as you work.
These are before-tax earnings estimates, separate from payments received or money available to spend.
Create your free account3 facility rules · 1 scenario
3 receipt scans, one time
Unlimited facilities · Tax planning
Exports · 50 receipt scans per 30 days